The Best Interest Podcast

Why is personal finance so complicated?The internet is flooded with personal finance “experts” sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies.Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex financial topics. With relatable stories, in-depth research, and practical tips, Jesse helps you master financial planning for families, make smart decisions about tax-efficient investing, and build strategies for retirement planning and beyond.Formerly known as The Best Interest Podcast, and inspired by Jesse’s award-nominated blog The Best Interest, this podcast is your trusted resource for comprehensive financial planning and smart investing.Whether you're looking for optimal investment allocations, retirement planning advice, or generational wealth transfer ideas, this show makes personal finance approachable, enjoyable, and actionable.A richer tomorrow starts with learning today. Invest in your knowledge with Personal Finance for Long-Term Investors.

Recent Episodes
  • Retirees’ Mistakes and Wake-Up Calls: Expectations vs. Reality - E106
    May 7, 2025 – 28:14
  • It’s Not Too Late: Smart Money Moves After 50 | Bill Yount - E105
    Apr 23, 2025 – 58:38
  • Tariffs, Turbulence, and the Harsh Truths We Must Now Face - Bonus Episode
    Apr 14, 2025 – 44:22
  • "Tax-Free Retirement" - Smart Strategy or Overhyped Gimmick? And Other Listener Questions | AMA #6 - E104
    Apr 9, 2025 – 57:50
  • Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103
    Mar 26, 2025 – 52:58
  • The Truth About the U.S. National Debt (And How It Impacts You Personally) - E102
    Mar 12, 2025 – 41:25
  • Do Long-Term Investors *Need* to Invest in Real Estate? | Chad “Coach” Carson - E101
    Feb 26, 2025 – 53:12
  • Favorite Moments, Shoutouts, and a Name Change?! …From Our First 100 Episodes - E100
    Feb 12, 2025 – 01:07:29
  • Will They Claw Back My Tax Breaks? Should I “Buy, Borrow, and Die?” And More - AMA #5 - E99
    Jan 29, 2025 – 43:38
  • What Do You Mean By “little p purpose”?! | Jordan Grumet - E98
    Jan 15, 2025 – 39:26
  • The Bad “Money Scripts” Someone Else Wrote for You | Brad Klontz - E97
    Jan 1, 2025 – 52:03
  • But is NOW the Right Time to Invest in the Stock Market?! - E96
    Dec 18, 2024 – 55:44
  • Tax Loss Harvesting Myths Debunked: What You Need to Know Now | AMA #4 with Jesse - E95
    Dec 4, 2024 – 59:45
  • Silly Hacks, New Rules, & Unpopular Opinions - E94
    Nov 20, 2024 – 47:01
  • Instructive and Surprising Questions to Ask Before You Retire | Joe Saul-Sehy - E93
    Nov 6, 2024 – 01:11:18
  • Why Teachers Need to Be Careful | Dan Otter - E92
    Oct 23, 2024 – 46:06
  • What No One Tells You About Early Retirement | Steve Adcock - E91
    Oct 9, 2024 – 53:33
  • No Diversification = Deep Trouble?! | AMA #3 with Jesse - E90
    Sep 25, 2024 – 54:10
  • Societal Challenges and the “Money World” Don't Always Mix | Katie Gatti Tassin - E89
    Sep 11, 2024 – 01:12:28
  • Practical Reasons Why "Retirement Success" Can Still Be Painful | Rob Berger - E88
    Aug 28, 2024 – 43:48
  • How To Secure an Edge Against “Sequence of Returns” Risk | Tyler of Portfolio Charts - E87
    Aug 14, 2024 – 52:18
  • Should I Drain My 401k to Pay Off My Mortgage? | AMA #2 with Jesse - E86
    Jul 31, 2024 – 48:23
  • Red Flag Finance Scams on the Big, Scary Internet | Rachael Camp - E85
    Jul 17, 2024 – 01:03:37
  • How New Parents Can Avoid Money Mistakes | Andy Hill - E84
    Jul 3, 2024 – 53:47
  • Fight, Flight, and Friction: Being Smart in Your Volatile Portfolio | Carl Richards - E83
    Jun 19, 2024 – 55:07
  • “Truth: We Are Very Bad At Anticipating What We Want” | Jonathan Clements - E82
    Jun 5, 2024 – 47:08
  • "Is My 100% S&P 500 Portfolio Wrong?" | AMA #1 with Jesse - E81
    May 22, 2024 – 37:43
  • Beware! Don’t Fall Into “The College Money Pit Trap!” | Evan Giokas - E80
    May 8, 2024 – 01:11:34
  • Health = Money = Time | Phil Pearlman - E79
    Apr 24, 2024 – 50:17
  • An Informative Debate: The Most Important Rules of Personal Finance | Justin Peters - E78
    Apr 10, 2024 – 01:12:29
  • A Market Crash is Coming! (…Eventually) | Peter Lazaroff - E77
    Mar 27, 2024 – 56:18
  • Don’t Make Your Own Pizza?! | Jared Dillian - E76
    Mar 13, 2024 – 53:02
  • Growth Mindsets to Afford Anything | Paula Pant - E75
    Feb 28, 2024 – 52:39
  • Picking Stocks - Does It Ever Work?! | Brian Feroldi - E74
    Feb 14, 2024 – 57:59
  • People Need Informative Straight-Talk About Money (And Jokes, Too) | Joe Saul-Sehy - E73
    Jan 31, 2024 – 01:04:51
  • When Scary Career Risks Get Remarkable Results | Doug Cunnington - E72
    Jan 17, 2024 – 01:04:35
  • The Unspoken Strain of F.I. | Diania Merriam - E71
    Jan 3, 2024 – 54:08
  • The 7 Sins of Investing | Jeremy Schneider aka Personal Finance Club - E70
    Dec 20, 2023 – 01:02:36
  • 529 Plans Aren’t Worth It?! (And Other Important Tax Thoughts) | Sean Mullaney aka The FI Tax Guy - E69
    Dec 6, 2023 – 55:10
  • Minimalism: How Much is Enough? | Rose Lounsbury - E68
    Nov 22, 2023 – 48:16
  • The Mindset of a Millionaire Next Door | Andrew Giancola - E67
    Nov 8, 2023 – 38:23
  • Marriage, Kids and Money | Andy Hill - E66
    Oct 25, 2023 – 51:09
  • Credit Card and Parenting Hacks | All the Hacks - E65
    Oct 11, 2023 – 59:36
  • A Guide for the DIY Investor | Measure Twice Money - E64
    Sep 27, 2023 – 53:53
  • Saving Less to Live More. Should You Do the Same? | Carl Jensen aka Mr. 1500 - E63
    Sep 13, 2023 – 01:06:29
  • The Reality of Retirement Beyond the Numbers | The Retirement Manifesto - E62
    Aug 30, 2023 – 53:49
  • Are You Living a Regret Free Life? | Jordan Grumet aka Doc G - E61
    Aug 17, 2023 – 54:26
  • Are You Saving Too Much? | with Nick Maggiulli - E60
    Aug 2, 2023 – 52:07
  • Think and Grow Rich…Really?! | How to Money and 5AM Joel - E59
    Jul 19, 2023 – 55:16
  • Why Inaction is an Investor's Best Friend - E58
    Jul 5, 2023 – 30:47
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